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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,639 | $172,111+49.1% | $150,298+70.8% | $137,256+87.0% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 20.72% | 69.37%-48.7pp | 62.79%-42.1pp | 220.34%-199.6pp |
| Employer contribution / active EE | $9,346 | $4,636+101.6% | $4,154+125.0% | $4,156+124.9% |
| Participant deferral / active EE | $10,648 | $6,166+72.7% | $5,453+95.3% | $6,407+66.2% |
| Admin fee / account holder | $13,780 | $16,471-16.3% | $14,116-2.4% | $12,270+12.3% |