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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,477 | $160,040-21.6% | $147,096-14.7% | $145,877-14.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.34% | 98.49%-87.2pp | 419.75%-408.4pp | 551.28%-539.9pp |
| Employer contribution / active EE | $6,750 | $5,289+27.6% | $4,936+36.8% | $4,663+44.8% |
| Participant deferral / active EE | $10,000 | $8,429+18.6% | $8,071+23.9% | $6,691+49.5% |
| Admin fee / account holder | $230 | $15,050-98.5% | $13,005-98.2% | $13,402-98.3% |