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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,441 | $129,737+12.1% | $119,126+22.1% | $154,746-6.0% |
| Participation rate | 42.9% | 78.9%-36.0pp | 75.8%-32.9pp | 80.7%-37.8pp |
| Annual return | 16.11% | 379.08%-363.0pp | 282.11%-266.0pp | 172.34%-156.2pp |
| Employer contribution / active EE | $3,171 | $4,375-27.5% | $4,034-21.4% | $4,379-27.6% |
| Participant deferral / active EE | $8,253 | $5,842+41.3% | $5,318+55.2% | $6,730+22.6% |
| Admin fee / account holder | $1,035 | $11,961-91.3% | $10,693-90.3% | $14,365-92.8% |