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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,733 | $112,729-82.5% | $98,716-80.0% | $137,256-85.6% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 25.14% | 38.48%-13.3pp | 31.81%-6.7pp | 220.34%-195.2pp |
| Employer contribution / active EE | $0 | $2,725-100.0% | $2,279-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,137 | $4,640-54.0% | $4,048-47.2% | $6,407-66.6% |
| Admin fee / account holder | $68 | $10,129-99.3% | $8,703-99.2% | $12,270-99.4% |