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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,460 | $106,749-41.5% | $145,433-57.1% | $82,448-24.2% |
| Participation rate | 80.0% | 75.6%+4.4pp | 82.1%-2.1pp | 68.1%+11.9pp |
| Annual return | 20.36% | 27.59%-7.2pp | 66.58%-46.2pp | 41.64%-21.3pp |
| Employer contribution / active EE | $5,055 | $3,444+46.8% | $4,554+11.0% | $2,551+98.2% |
| Participant deferral / active EE | $10,834 | $6,519+66.2% | $7,897+37.2% | $4,139+161.7% |
| Admin fee / account holder | $7,901 | $8,390-5.8% | $13,129-39.8% | $7,234+9.2% |