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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,087 | $156,398-21.9% | $147,318-17.1% | $138,895-12.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.72% | 78.75%-60.0pp | 70.43%-51.7pp | 145.39%-126.7pp |
| Employer contribution / active EE | $3,345 | $4,853-31.1% | $4,593-27.2% | $4,194-20.2% |
| Participant deferral / active EE | $14,021 | $8,237+70.2% | $7,906+77.3% | $6,396+119.2% |
| Admin fee / account holder | $2,083 | $14,976-86.1% | $13,708-84.8% | $12,562-83.4% |