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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,500 | $183,516+6.0% | $155,534+25.1% | $145,884+33.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 25.63% | 61.43%-35.8pp | 64.92%-39.3pp | 551.85%-526.2pp |
| Employer contribution / active EE | $7,357 | $5,315+38.4% | $4,675+57.4% | $4,662+57.8% |
| Participant deferral / active EE | $6,686 | $6,467+3.4% | $5,630+18.8% | $6,690-0.1% |
| Admin fee / account holder | $891 | $19,293-95.4% | $15,900-94.4% | $13,392-93.3% |