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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,494 | $138,393-69.3% | $184,256-76.9% | $80,959-47.5% |
| Participation rate | 91.4% | 83.9%+7.5pp | 86.8%+4.6pp | 67.7%+23.8pp |
| Annual return | 22.31% | 20.01%+2.3pp | 28.85%-6.5pp | 35.67%-13.4pp |
| Employer contribution / active EE | $3,757 | $4,847-22.5% | $6,427-41.6% | $2,757+36.2% |
| Participant deferral / active EE | $7,476 | $7,076+5.7% | $9,133-18.1% | $4,300+73.9% |
| Admin fee / account holder | $878 | $10,489-91.6% | $13,899-93.7% | $6,925-87.3% |