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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,779 | $111,535-93.0% | $105,223-92.6% | $137,256-94.3% |
| Participation rate | 70.0% | 78.1%-8.1pp | 75.0%-5.0pp | 80.0%-10.0pp |
| Annual return | 31.56% | 237.85%-206.3pp | 180.65%-149.1pp | 220.34%-188.8pp |
| Employer contribution / active EE | $1,173 | $3,939-70.2% | $3,689-68.2% | $4,156-71.8% |
| Participant deferral / active EE | $3,050 | $5,500-44.5% | $5,072-39.9% | $6,407-52.4% |
| Admin fee / account holder | $466 | $9,721-95.2% | $8,859-94.7% | $12,270-96.2% |