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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,385 | $183,516-52.4% | $155,534-43.8% | $145,884-40.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.21% | 61.43%-47.2pp | 64.92%-50.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $1,685 | $5,315-68.3% | $4,675-64.0% | $4,662-63.9% |
| Participant deferral / active EE | $11,862 | $6,467+83.4% | $5,630+110.7% | $6,690+77.3% |
| Admin fee / account holder | $1,264 | $19,293-93.4% | $15,900-92.0% | $13,392-90.6% |