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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,686 | $110,410-88.5% | $102,437-87.6% | $145,897-91.3% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-19.0pp | 80.3%-24.8pp |
| Annual return | 11.46% | 24.85%-13.4pp | 24.95%-13.5pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,409 | $4,217-66.6% | $3,871-63.6% | $4,663-69.8% |
| Participant deferral / active EE | $1,764 | $5,622-68.6% | $5,060-65.1% | $6,689-73.6% |
| Admin fee / account holder | $89 | $9,745-99.1% | $8,388-98.9% | $13,390-99.3% |