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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,032 | $111,535-76.7% | $105,223-75.3% | $137,256-81.0% |
| Participation rate | 55.6% | 78.1%-22.5pp | 75.0%-19.5pp | 80.0%-24.4pp |
| Annual return | 23.38% | 237.85%-214.5pp | 180.65%-157.3pp | 220.34%-197.0pp |
| Employer contribution / active EE | $1,704 | $3,939-56.8% | $3,689-53.8% | $4,156-59.0% |
| Participant deferral / active EE | $2,368 | $5,500-56.9% | $5,072-53.3% | $6,407-63.0% |
| Admin fee / account holder | $93 | $9,721-99.0% | $8,859-98.9% | $12,270-99.2% |