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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,399 | $154,228-80.9% | $145,433-79.8% | $137,256-78.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.60% | 74.59%-56.0pp | 66.58%-48.0pp | 220.34%-201.7pp |
| Employer contribution / active EE | $1,820 | $4,804-62.1% | $4,554-60.0% | $4,156-56.2% |
| Participant deferral / active EE | $5,455 | $8,216-33.6% | $7,897-30.9% | $6,407-14.9% |
| Admin fee / account holder | $711 | $14,344-95.0% | $13,129-94.6% | $12,270-94.2% |