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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,712 | $29,319+25.2% | $52,425-30.0% | $82,448-55.5% |
| Participation rate | 55.7% | 46.9%+8.9pp | 55.6%+0.1pp | 68.1%-12.3pp |
| Annual return | 15.42% | 535.20%-519.8pp | 302.12%-286.7pp | 41.64%-26.2pp |
| Employer contribution / active EE | $775 | $586+32.1% | $914-15.3% | $2,551-69.6% |
| Participant deferral / active EE | $1,619 | $1,171+38.2% | $1,790-9.6% | $4,139-60.9% |
| Admin fee / account holder | $713 | $1,962-63.7% | $2,495-71.4% | $7,234-90.1% |