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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,712 | $48,118-23.7% | $136,833-73.2% | $94,015-61.0% |
| Participation rate | 55.7% | 47.4%+8.4pp | 59.0%-3.3pp | 70.8%-15.1pp |
| Annual return | 15.42% | 14.65%+0.8pp | 35.32%-19.9pp | 17.84%-2.4pp |
| Employer contribution / active EE | $775 | $821-5.6% | $1,319-41.3% | $2,790-72.2% |
| Participant deferral / active EE | $1,619 | $1,651-2.0% | $2,441-33.7% | $4,249-61.9% |
| Admin fee / account holder | $713 | $3,059-76.7% | $4,706-84.8% | $8,951-92.0% |