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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,346 | $160,070+28.3% | $147,117+39.6% | $145,897+40.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.83% | 98.69%-77.9pp | 420.54%-399.7pp | 552.29%-531.5pp |
| Employer contribution / active EE | $17,578 | $5,285+232.6% | $4,932+256.4% | $4,663+277.0% |
| Participant deferral / active EE | $11,500 | $8,419+36.6% | $8,065+42.6% | $6,689+71.9% |
| Admin fee / account holder | $2,375 | $15,035-84.2% | $12,993-81.7% | $13,390-82.3% |