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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,212 | $183,539+30.3% | $155,556+53.8% | $145,897+64.0% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 9.49% | 61.31%-51.8pp | 64.84%-55.3pp | 552.29%-542.8pp |
| Employer contribution / active EE | $16,262 | $5,315+205.9% | $4,675+247.8% | $4,663+248.8% |
| Participant deferral / active EE | $15,724 | $6,467+143.1% | $5,631+179.3% | $6,689+135.1% |
| Admin fee / account holder | $8,198 | $19,275-57.5% | $15,885-48.4% | $13,390-38.8% |