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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,473 | $162,136-67.6% | $152,301-65.5% | $154,746-66.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 25.51% | 91.02%-65.5pp | 80.50%-55.0pp | 172.34%-146.8pp |
| Employer contribution / active EE | $1,869 | $4,890-61.8% | $4,624-59.6% | $4,379-57.3% |
| Participant deferral / active EE | $8,351 | $8,341+0.1% | $8,004+4.3% | $6,730+24.1% |
| Admin fee / account holder | $489 | $15,759-96.9% | $14,398-96.6% | $14,365-96.6% |