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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,473 | $155,555-66.3% | $146,866-64.3% | $155,188-66.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 25.51% | 115.41%-89.9pp | 102.85%-77.3pp | 148.84%-123.3pp |
| Employer contribution / active EE | $1,869 | $4,647-59.8% | $4,425-57.8% | $4,248-56.0% |
| Participant deferral / active EE | $8,351 | $8,044+3.8% | $7,759+7.6% | $6,531+27.9% |
| Admin fee / account holder | $489 | $14,755-96.7% | $13,620-96.4% | $14,480-96.6% |