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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,461 | $162,136-94.8% | $152,301-94.4% | $154,746-94.5% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 18.51% | 91.02%-72.5pp | 80.50%-62.0pp | 172.34%-153.8pp |
| Employer contribution / active EE | $1,971 | $4,890-59.7% | $4,624-57.4% | $4,379-55.0% |
| Participant deferral / active EE | $4,449 | $8,341-46.7% | $8,004-44.4% | $6,730-33.9% |
| Admin fee / account holder | $2,225 | $15,759-85.9% | $14,398-84.5% | $14,365-84.5% |