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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,704 | $178,174-52.5% | $156,181-45.8% | $137,256-38.3% |
| Participation rate | 88.2% | 82.0%+6.2pp | 78.8%+9.4pp | 80.0%+8.3pp |
| Annual return | 20.31% | 84.19%-63.9pp | 64.87%-44.6pp | 220.34%-200.0pp |
| Employer contribution / active EE | $4,434 | $4,972-10.8% | $4,294+3.3% | $4,156+6.7% |
| Participant deferral / active EE | $11,015 | $6,888+59.9% | $6,132+79.6% | $6,407+71.9% |
| Admin fee / account holder | $2,647 | $17,404-84.8% | $14,586-81.9% | $12,270-78.4% |