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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,105 | $129,737+0.3% | $119,126+9.2% | $154,746-15.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.94% | 379.08%-361.1pp | 282.11%-264.2pp | 172.34%-154.4pp |
| Employer contribution / active EE | $2,857 | $4,375-34.7% | $4,034-29.2% | $4,379-34.8% |
| Participant deferral / active EE | $15,165 | $5,842+159.6% | $5,318+185.2% | $6,730+125.3% |
| Admin fee / account holder | $753 | $11,961-93.7% | $10,693-93.0% | $14,365-94.8% |