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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,105 | $111,535+16.7% | $105,223+23.6% | $137,256-5.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.94% | 237.85%-219.9pp | 180.65%-162.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,857 | $3,939-27.5% | $3,689-22.6% | $4,156-31.3% |
| Participant deferral / active EE | $15,165 | $5,500+175.7% | $5,072+199.0% | $6,407+136.7% |
| Admin fee / account holder | $753 | $9,721-92.3% | $8,859-91.5% | $12,270-93.9% |