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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,825 | $72,071-43.4% | $68,368-40.3% | $137,256-70.3% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.8%-13.8pp | 80.0%-20.0pp |
| Annual return | 17.86% | 353.14%-335.3pp | 292.57%-274.7pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,597 | $2,788-42.7% | $2,649-39.7% | $4,156-61.6% |
| Participant deferral / active EE | $3,194 | $4,410-27.6% | $4,123-22.5% | $6,407-50.1% |
| Admin fee / account holder | $766 | $5,336-85.7% | $5,150-85.1% | $12,270-93.8% |