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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,018 | $159,934-68.7% | $147,005-66.0% | $145,959-65.7% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 13.00% | 98.24%-85.2pp | 418.76%-405.8pp | 561.95%-548.9pp |
| Employer contribution / active EE | $0 | $5,287-100.0% | $4,934-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $7,226 | $8,427-14.3% | $8,070-10.5% | $6,689+8.0% |
| Admin fee / account holder | $421 | $15,053-97.2% | $13,006-96.8% | $13,398-96.9% |