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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,305 | $185,312-72.9% | $161,489-68.8% | $154,746-67.5% |
| Participation rate | 58.3% | 82.5%-24.1pp | 78.7%-20.4pp | 80.7%-22.4pp |
| Annual return | 13.71% | 103.84%-90.1pp | 89.72%-76.0pp | 172.34%-158.6pp |
| Employer contribution / active EE | $1,879 | $4,769-60.6% | $4,268-56.0% | $4,379-57.1% |
| Participant deferral / active EE | $3,145 | $6,350-50.5% | $5,630-44.1% | $6,730-53.3% |
| Admin fee / account holder | $1,525 | $18,654-91.8% | $16,006-90.5% | $14,365-89.4% |