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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,917 | $185,312-92.0% | $161,489-90.8% | $154,746-90.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 26.04% | 103.84%-77.8pp | 89.72%-63.7pp | 172.34%-146.3pp |
| Employer contribution / active EE | $1,495 | $4,769-68.7% | $4,268-65.0% | $4,379-65.9% |
| Participant deferral / active EE | $5,688 | $6,350-10.4% | $5,630+1.0% | $6,730-15.5% |
| Admin fee / account holder | $2,025 | $18,654-89.1% | $16,006-87.3% | $14,365-85.9% |