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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,804 | $106,864-3.8% | $147,318-30.2% | $82,637+24.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 34.27% | 27.49%+6.8pp | 70.43%-36.2pp | 53.51%-19.2pp |
| Employer contribution / active EE | $4,627 | $3,417+35.4% | $4,593+0.7% | $2,552+81.3% |
| Participant deferral / active EE | $8,196 | $6,496+26.2% | $7,906+3.7% | $4,126+98.6% |
| Admin fee / account holder | $2,510 | $8,415-70.2% | $13,708-81.7% | $7,339-65.8% |