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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,534 | $102,385-20.4% | $147,080-44.6% | $80,935+0.7% |
| Participation rate | 90.1% | 75.9%+14.3pp | 82.2%+8.0pp | 67.7%+22.5pp |
| Annual return | 16.09% | 135.09%-119.0pp | 420.17%-404.1pp | 35.66%-19.6pp |
| Employer contribution / active EE | $2,295 | $3,717-38.2% | $4,933-53.5% | $2,757-16.7% |
| Participant deferral / active EE | $8,081 | $6,651+21.5% | $8,066+0.2% | $4,299+87.9% |
| Admin fee / account holder | $1,786 | $7,951-77.5% | $12,989-86.3% | $6,924-74.2% |