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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,052 | $289,211-95.8% | $260,467-95.4% | $198,609-93.9% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 18.13% | 112.90%-94.8pp | 100.60%-82.5pp | 202.70%-184.6pp |
| Employer contribution / active EE | $2,380 | $4,663-49.0% | $4,239-43.8% | $5,055-52.9% |
| Participant deferral / active EE | $3,996 | $6,812-41.3% | $6,319-36.8% | $6,977-42.7% |
| Admin fee / account holder | $1,548 | $16,236-90.5% | $15,461-90.0% | $19,030-91.9% |