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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $528,822 | $183,516+188.2% | $155,534+240.0% | $145,884+262.5% |
| Participation rate | 84.6% | 82.7%+1.9pp | 78.2%+6.4pp | 80.3%+4.3pp |
| Annual return | 20.63% | 61.43%-40.8pp | 64.92%-44.3pp | 551.85%-531.2pp |
| Employer contribution / active EE | $3,441 | $5,315-35.3% | $4,675-26.4% | $4,662-26.2% |
| Participant deferral / active EE | $7,852 | $6,467+21.4% | $5,630+39.5% | $6,690+17.4% |
| Admin fee / account holder | $3,098 | $19,293-83.9% | $15,900-80.5% | $13,392-76.9% |