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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,437 | $48,118-88.7% | $136,833-96.0% | $94,015-94.2% |
| Participation rate | 90.6% | 47.4%+43.2pp | 59.0%+31.6pp | 70.8%+19.8pp |
| Annual return | 17.91% | 14.65%+3.3pp | 35.32%-17.4pp | 17.84%+0.1pp |
| Employer contribution / active EE | $1,386 | $821+68.8% | $1,319+5.1% | $2,790-50.3% |
| Participant deferral / active EE | $2,332 | $1,651+41.2% | $2,441-4.5% | $4,249-45.1% |
| Admin fee / account holder | $479 | $3,059-84.3% | $4,706-89.8% | $8,951-94.6% |