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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,565 | $88,754-89.2% | $81,820-88.3% | $145,877-93.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.01% | 1031.77%-1016.8pp | 777.93%-762.9pp | 551.28%-536.3pp |
| Employer contribution / active EE | $2,643 | $3,085-14.3% | $2,915-9.3% | $4,663-43.3% |
| Participant deferral / active EE | $3,706 | $4,648-20.3% | $4,323-14.3% | $6,691-44.6% |
| Admin fee / account holder | $413 | $8,424-95.1% | $7,391-94.4% | $13,402-96.9% |