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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,939 | $81,262-71.8% | $155,602-85.3% | $80,911-71.6% |
| Participation rate | 69.6% | 66.2%+3.3pp | 78.2%-8.6pp | 67.6%+1.9pp |
| Annual return | 26.75% | 33.34%-6.6pp | 64.81%-38.1pp | 35.63%-8.9pp |
| Employer contribution / active EE | $1,692 | $3,102-45.5% | $4,675-63.8% | $2,756-38.6% |
| Participant deferral / active EE | $2,950 | $3,451-14.5% | $5,629-47.6% | $4,297-31.4% |
| Admin fee / account holder | $116 | $7,992-98.5% | $15,923-99.3% | $6,935-98.3% |