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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,939 | $81,331-71.8% | $155,534-85.3% | $80,935-71.7% |
| Participation rate | 69.6% | 66.3%+3.3pp | 78.2%-8.7pp | 67.7%+1.9pp |
| Annual return | 26.75% | 33.37%-6.6pp | 64.92%-38.2pp | 35.66%-8.9pp |
| Employer contribution / active EE | $1,692 | $3,105-45.5% | $4,675-63.8% | $2,757-38.6% |
| Participant deferral / active EE | $2,950 | $3,454-14.6% | $5,630-47.6% | $4,299-31.4% |
| Admin fee / account holder | $116 | $7,999-98.5% | $15,900-99.3% | $6,924-98.3% |