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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,920 | $160,070+114.2% | $147,117+133.1% | $145,897+135.0% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 17.71% | 98.69%-81.0pp | 420.54%-402.8pp | 552.29%-534.6pp |
| Employer contribution / active EE | $16,459 | $5,285+211.5% | $4,932+233.7% | $4,663+253.0% |
| Participant deferral / active EE | $17,957 | $8,419+113.3% | $8,065+122.7% | $6,689+168.4% |
| Admin fee / account holder | $9,467 | $15,035-37.0% | $12,993-27.1% | $13,390-29.3% |