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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,822 | $97,125-64.1% | $86,233-59.6% | $137,256-74.6% |
| Participation rate | 40.0% | 74.2%-34.2pp | 69.0%-29.0pp | 80.0%-40.0pp |
| Annual return | 15.13% | 74.19%-59.1pp | 61.39%-46.3pp | 220.34%-205.2pp |
| Employer contribution / active EE | $930 | $2,841-67.3% | $2,504-62.9% | $4,156-77.6% |
| Participant deferral / active EE | $2,973 | $5,180-42.6% | $4,559-34.8% | $6,407-53.6% |
| Admin fee / account holder | $10,627 | $9,725+9.3% | $8,342+27.4% | $12,270-13.4% |