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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,650 | $102,385-67.1% | $147,080-77.1% | $80,935-58.4% |
| Participation rate | 52.0% | 75.9%-23.9pp | 82.2%-30.2pp | 67.7%-15.7pp |
| Annual return | 8.72% | 135.09%-126.4pp | 420.17%-411.4pp | 35.66%-26.9pp |
| Employer contribution / active EE | $2,397 | $3,717-35.5% | $4,933-51.4% | $2,757-13.0% |
| Participant deferral / active EE | $4,260 | $6,651-35.9% | $8,066-47.2% | $4,299-0.9% |
| Admin fee / account holder | $239 | $7,951-97.0% | $12,989-98.2% | $6,924-96.5% |