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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,432 | $159,978+47.2% | $147,041+60.1% | $145,978+61.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.99% | 98.36%-79.4pp | 419.21%-400.2pp | 550.52%-531.5pp |
| Employer contribution / active EE | $4,446 | $5,288-15.9% | $4,935-9.9% | $4,662-4.6% |
| Participant deferral / active EE | $17,416 | $8,429+106.6% | $8,071+115.8% | $6,690+160.3% |
| Admin fee / account holder | $1,282 | $15,053-91.5% | $13,006-90.1% | $13,400-90.4% |