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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,120 | $29,319-62.1% | $52,425-78.8% | $82,448-86.5% |
| Participation rate | 78.0% | 46.9%+31.2pp | 55.6%+22.4pp | 68.1%+10.0pp |
| Annual return | 23.11% | 535.20%-512.1pp | 302.12%-279.0pp | 41.64%-18.5pp |
| Employer contribution / active EE | $993 | $586+69.3% | $914+8.6% | $2,551-61.1% |
| Participant deferral / active EE | $1,407 | $1,171+20.1% | $1,790-21.4% | $4,139-66.0% |
| Admin fee / account holder | $501 | $1,962-74.4% | $2,495-79.9% | $7,234-93.1% |