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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,925 | $115,225-72.3% | $100,712-68.3% | $138,895-77.0% |
| Participation rate | 72.7% | 74.3%-1.6pp | 69.3%+3.5pp | 79.9%-7.2pp |
| Annual return | 27.18% | 40.35%-13.2pp | 33.27%-6.1pp | 145.39%-118.2pp |
| Employer contribution / active EE | $2,824 | $2,771+1.9% | $2,313+22.1% | $4,194-32.7% |
| Participant deferral / active EE | $2,472 | $4,699-47.4% | $4,085-39.5% | $6,396-61.4% |
| Admin fee / account holder | $900 | $10,844-91.7% | $9,256-90.3% | $12,562-92.8% |