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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,971 | $102,595+106.6% | $94,057+125.4% | $154,746+37.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 17.04% | 583.42%-566.4pp | 480.62%-463.6pp | 172.34%-155.3pp |
| Employer contribution / active EE | $13,274 | $3,147+321.8% | $2,933+352.5% | $4,379+203.1% |
| Participant deferral / active EE | $12,611 | $5,118+146.4% | $4,709+167.8% | $6,730+87.4% |
| Admin fee / account holder | $1,120 | $7,736-85.5% | $7,244-84.5% | $14,365-92.2% |