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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,971 | $114,013+85.9% | $103,693+104.4% | $155,188+36.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 17.04% | 49.31%-32.3pp | 47.61%-30.6pp | 148.84%-131.8pp |
| Employer contribution / active EE | $13,274 | $3,131+323.9% | $2,920+354.5% | $4,248+212.5% |
| Participant deferral / active EE | $12,611 | $4,970+153.8% | $4,579+175.4% | $6,531+93.1% |
| Admin fee / account holder | $1,120 | $8,407-86.7% | $7,858-85.8% | $14,480-92.3% |