Filed January 7, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,376 | $51,642-33.4% | $129,384-73.4% | $80,935-57.5% |
| Participation rate | 54.3% | 56.9%-2.6pp | 69.6%-15.3pp | 67.7%-13.4pp |
| Annual return | 15.59% | 20.78%-5.2pp | 9461.77%-9446.2pp | 35.66%-20.1pp |
| Employer contribution / active EE | $1,948 | $1,583+23.1% | $4,153-53.1% | $2,757-29.3% |
| Participant deferral / active EE | $7,108 | $2,670+166.3% | $4,166+70.6% | $4,299+65.3% |
| Admin fee / account holder | $277 | $4,312-93.6% | $7,686-96.4% | $6,924-96.0% |