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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,315 | $166,242-60.1% | $165,071-59.8% | $145,884-54.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.45% | 100.44%-90.0pp | 70.17%-59.7pp | 551.85%-541.4pp |
| Employer contribution / active EE | $2,851 | $5,283-46.0% | $4,347-34.4% | $4,662-38.8% |
| Participant deferral / active EE | $10,586 | $6,964+52.0% | $6,035+75.4% | $6,690+58.3% |
| Admin fee / account holder | $2,704 | $16,658-83.8% | $12,695-78.7% | $13,392-79.8% |