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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,462 | $63,809+8.9% | $81,353-14.6% | $80,935-14.2% |
| Participation rate | 87.3% | 63.9%+23.4pp | 69.5%+17.7pp | 67.7%+19.6pp |
| Annual return | 16.68% | 16.37%+0.3pp | 24.82%-8.1pp | 35.66%-19.0pp |
| Employer contribution / active EE | $2,962 | $1,981+49.5% | $2,464+20.2% | $2,757+7.4% |
| Participant deferral / active EE | $5,871 | $3,093+89.8% | $3,885+51.1% | $4,299+36.6% |
| Admin fee / account holder | $657 | $5,686-88.5% | $5,766-88.6% | $6,924-90.5% |