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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,890 | $76,407+11.1% | $150,298-43.5% | $82,448+3.0% |
| Participation rate | 78.8% | 66.4%+12.4pp | 77.8%+1.1pp | 68.1%+10.8pp |
| Annual return | 11.75% | 39.99%-28.2pp | 62.79%-51.0pp | 41.64%-29.9pp |
| Employer contribution / active EE | $5,399 | $2,614+106.6% | $4,154+30.0% | $2,551+111.7% |
| Participant deferral / active EE | $8,545 | $3,214+165.9% | $5,453+56.7% | $4,139+106.4% |
| Admin fee / account holder | $1,620 | $6,352-74.5% | $14,116-88.5% | $7,234-77.6% |