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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,412 | $88,815+514.1% | $81,882+566.1% | $145,897+273.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.24% | 1033.75%-1028.5pp | 779.47%-774.2pp | 552.29%-547.0pp |
| Employer contribution / active EE | $43,775 | $3,086+1318.4% | $2,916+1401.2% | $4,663+838.9% |
| Participant deferral / active EE | $30,500 | $4,647+556.3% | $4,323+605.5% | $6,689+356.0% |
| Admin fee / account holder | $2,898 | $8,434-65.6% | $7,360-60.6% | $13,390-78.4% |