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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,682 | $201,372+0.2% | $184,260+9.5% | $145,884+38.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.55% | 29.04%-10.5pp | 28.84%-10.3pp | 551.85%-533.3pp |
| Employer contribution / active EE | $4,167 | $7,024-40.7% | $6,427-35.2% | $4,662-10.6% |
| Participant deferral / active EE | $9,739 | $9,808-0.7% | $9,133+6.6% | $6,690+45.6% |
| Admin fee / account holder | $1,856 | $16,362-88.7% | $13,898-86.6% | $13,392-86.1% |