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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,970 | $155,555+156.5% | $146,866+171.7% | $155,188+157.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.70% | 115.41%-98.7pp | 102.85%-86.1pp | 148.84%-132.1pp |
| Employer contribution / active EE | $7,574 | $4,647+63.0% | $4,425+71.2% | $4,248+78.3% |
| Participant deferral / active EE | $6,884 | $8,044-14.4% | $7,759-11.3% | $6,531+5.4% |
| Admin fee / account holder | $4,658 | $14,755-68.4% | $13,620-65.8% | $14,480-67.8% |