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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,016 | $183,516-78.7% | $155,534-74.9% | $145,884-73.3% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 15.32% | 61.43%-46.1pp | 64.92%-49.6pp | 551.85%-536.5pp |
| Employer contribution / active EE | $1,758 | $5,315-66.9% | $4,675-62.4% | $4,662-62.3% |
| Participant deferral / active EE | $7,825 | $6,467+21.0% | $5,630+39.0% | $6,690+17.0% |
| Admin fee / account holder | $374 | $19,293-98.1% | $15,900-97.6% | $13,392-97.2% |