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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,351 | $147,556-89.6% | $129,031-88.1% | $198,609-92.3% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 23.26% | 37.41%-14.1pp | 34.67%-11.4pp | 202.70%-179.4pp |
| Employer contribution / active EE | $2,602 | $3,645-28.6% | $3,226-19.3% | $5,055-48.5% |
| Participant deferral / active EE | $2,745 | $5,760-52.3% | $5,217-47.4% | $6,977-60.7% |
| Admin fee / account holder | $820 | $15,467-94.7% | $13,208-93.8% | $19,030-95.7% |