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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,648 | $183,592-82.2% | $155,574-79.0% | $145,877-77.6% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 15.46% | 61.37%-45.9pp | 64.87%-49.4pp | 551.28%-535.8pp |
| Employer contribution / active EE | $2,231 | $5,317-58.0% | $4,676-52.3% | $4,663-52.1% |
| Participant deferral / active EE | $4,843 | $6,466-25.1% | $5,629-14.0% | $6,691-27.6% |
| Admin fee / account holder | $5,099 | $19,316-73.6% | $15,914-68.0% | $13,402-62.0% |