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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,557 | $111,830-45.8% | $93,696-35.4% | $145,884-58.5% |
| Participation rate | 52.4% | 74.2%-21.8pp | 68.7%-16.3pp | 80.3%-27.9pp |
| Annual return | 19.61% | 204.08%-184.5pp | 133.74%-114.1pp | 551.85%-532.2pp |
| Employer contribution / active EE | $844 | $3,093-72.7% | $2,422-65.1% | $4,662-81.9% |
| Participant deferral / active EE | $2,270 | $4,920-53.9% | $4,417-48.6% | $6,690-66.1% |
| Admin fee / account holder | $2,987 | $10,249-70.9% | $8,287-64.0% | $13,392-77.7% |