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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,456 | $183,592+82.7% | $155,574+115.6% | $145,877+130.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.27% | 61.37%-50.1pp | 64.87%-53.6pp | 551.28%-540.0pp |
| Employer contribution / active EE | $2,359 | $5,317-55.6% | $4,676-49.5% | $4,663-49.4% |
| Participant deferral / active EE | $3,747 | $6,466-42.0% | $5,629-33.4% | $6,691-44.0% |
| Admin fee / account holder | $41,756 | $19,316+116.2% | $15,914+162.4% | $13,402+211.6% |