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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,953 | $29,319-69.5% | $52,425-82.9% | $82,448-89.1% |
| Participation rate | 90.9% | 46.9%+44.1pp | 55.6%+35.3pp | 68.1%+22.8pp |
| Annual return | 19.58% | 535.20%-515.6pp | 302.12%-282.5pp | 41.64%-22.1pp |
| Employer contribution / active EE | $1,804 | $586+207.5% | $914+97.3% | $2,551-29.3% |
| Participant deferral / active EE | $826 | $1,171-29.5% | $1,790-53.9% | $4,139-80.0% |
| Admin fee / account holder | $914 | $1,962-53.4% | $2,495-63.4% | $7,234-87.4% |