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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,476 | $102,609+208.4% | $98,090+222.6% | $138,895+127.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 23.77% | 36.44%-12.7pp | 37.05%-13.3pp | 145.39%-121.6pp |
| Employer contribution / active EE | $3,930 | $3,867+1.6% | $3,606+9.0% | $4,194-6.3% |
| Participant deferral / active EE | $23,500 | $8,167+187.7% | $7,845+199.6% | $6,396+267.4% |
| Admin fee / account holder | $572 | $11,434-95.0% | $11,815-95.2% | $12,562-95.4% |