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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,476 | $97,289+225.3% | $92,805+241.0% | $155,188+103.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 23.77% | 29.03%-5.3pp | 31.59%-7.8pp | 148.84%-125.1pp |
| Employer contribution / active EE | $3,930 | $3,632+8.2% | $3,424+14.8% | $4,248-7.5% |
| Participant deferral / active EE | $23,500 | $8,795+167.2% | $8,448+178.2% | $6,531+259.8% |
| Admin fee / account holder | $572 | $12,015-95.2% | $10,911-94.8% | $14,480-96.0% |